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  Solicitors Bude Cornwall   Article - Conveyancing frequently asked questions - 13 May 2008 Holsworthy Solicitors

Our Conveyancing Department deals with many people every day.
  We have found that  a number of questions arise on a regular basis.  In order to make the process as comfortable as possible we thought you might like some of these questions answered before you come to see us.

Q.        When can I reach you?
A.        We are available every work day between 9.00am and 5.00pm (we close for lunch between 1.00pm and 2.00pm).  Please call into our office to make an appointment or telephone to speak to someone who will be happy to help.  Alternatively all our staff have e-mail facilities which you are welcome to use as a point of contact.

Q.        How long will the process take?
A.        A “normal” conveyancing process takes around 6 to 8 weeks and we hope that yours will progress along these lines.   Some take less time than this.   We will always try to fit in with your timescale.  However sometimes matters are beyond our control such as a slow chain or, defects in either the Survey or the title.  We will keep you informed throughout the process and will ensure that we do all that we can to push the matter on.

Q.        My Survey has revealed defects - should I proceed?
A.        It is rare for a Survey to be carried out without any defects at all being found.  However, the important point is to discover the extent and nature of the faults found. Is it something which can be fixed?  If so quotes should be obtained to remedy the defects and discussions can begin as to whether the offer price is suitably reduced or for the work to be carried out before completion takes place.  Whatever happens our experience means we can assist.

Q.        When is the process legally binding?
A.        When Contracts have been exchanged.  This happens once satisfactory Surveys and Search results have been received and when you have received your Mortgage offer (if applicable).  Both parties are then legally bound to proceed with the transaction.  At this point the completion date is agreed and fixed.  If you are selling and buying then we will ensure the exchange of Contracts on each transaction happens simultaneously.

Q.        When can we move in?
A.        The Contract sets out the agreed completion date – this is the date when the conveyancing process is concluded the purchase price is paid and the house will belong to the purchaser.  The keys will be made available on this day from around lunch time and are normally made available through the Estate Agents.

Q.        What happens after completion?
A.        We deal with any Stamp Duty Land Tax payable, we finish up the paperwork with the Land Registry and ensure that all Deeds and documents are placed into safe keeping.  The Mortgage Company will contact you to arrange payment and there is very little else for you to do except enjoy your new property which has been purchased with one of our experienced Conveyancers at Paul Finn Solicitors.
For further information or to arrange an appointment please contact Simon Finn or Christopher Frost for first class conveyancing services or property legal advice.
Tel: 01288 356 256 or email:
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Solicitors in Bude: The Strand, Bude, Cornwall, EX23 8SY  SRA No: 464394
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